Insurance Business ReviewDECEMBER 20256Copyright © 2025 ValleyMedia, Inc. All rights reserved. Reproduction in whole or part of any text, photography or illustrations without written permission from the publisher is prohibited. The publisher assumes no responsibility for unsolicited manuscripts, photographs or illustrations. Views and opinions expressed in this publication are not necessarily those of the magazine and accordingly, no liability is assumed by the publisher thereof.Managing EditorRaven Mcguire*Some of the Insights are based on the interviews with respective CIOs and CXOs to our editorial staffEditorial StaffAaron Pierce Ava GarciaAlex D'Souza Abhinov PunnakkalJoshua ParkerSarah FernandesEditorialRaven McguireManaging Editoreditor@insurancebusinessreview.comInsurance is no longer just about policies and premiums. Leading firms are shifting their focus to the people behind each policy, recognizing that understanding a client's priorities, lifestyle and concerns delivers far greater value than simply offering standard coverage. Specialization has emerged as a strategic imperative. Rather than trying to serve everyone, insurers are concentrating on areas where they can excel, whether it's niche industries, small businesses or specific life stages. This approach enables them to develop more profound expertise, anticipate risks with precision and craft solutions rooted in clients' real-world needs. Companies that spread themselves too thin risk delivering generic coverage that fails to resonate or provide meaningful protection.Risk is no longer just a set of numbers on a spreadsheet; it reflects the emotional and financial impact that life's uncertainties can have on clients. Firms are increasingly offering proactive guidance, educational resources and personalized support, transforming insurance from a reactive safety net into a proactive tool for security, confidence and long-term planning.Culture within insurance organizations is evolving alongside strategy. Recognizing that engaged teams deliver smarter solutions and anticipate client needs more effectively, companies are investing in employee well-being, collaboration and creativity to foster innovation.In this edition of Insurance Business Review Canada, we spotlight companies that stand out in today's competitive and highly regulated insurance market by combining focus, human insight and deep expertise. We have also curated thought leadership articles from industry experts, including Cheryl Muschette, Director, Claims at BMO, and Amy Sorrenti, Director, Insurance and Risk at Infrastructure Ontario.We hope this edition of Insurance Business Review Canada helps you find the right partner for your insurance requirements. Let us know your thoughts!From Policies to People: The New Insurance Paradigm VisualizersMichael WayneChris LynnDECEMBER 2025, Vol 04 Issue 17 (ISSN 2837-1763) Published by ValleyMedia, Inc. To subscribe to Insurance Business ReviewVisit www.insurancebusinessreview.com Email:sales@insurancebusinessreview.comeditor@insurancebusinessreview.commarketing@insurancebusinessreview.comCANA DA
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