Insurance Business ReviewFEBRUARY 20266Copyright © 2026 ValleyMedia, Inc. All rights reserved. Reproduction in whole or part of any text, photography or illustrations without written permission from the publisher is prohibited. The publisher assumes no responsibility for unsolicited manuscripts, photographs or illustrations. Views and opinions expressed in this publication are not necessarily those of the magazine and accordingly, no liability is assumed by the publisher thereof.Managing EditorRaven Mcguire*Some of the Insights are based on the interviews with respective CIOs and CXOs to our editorial staffEditorial StaffAaron Pierce Ava GarciaAlex D'Souza Abhinov PunnakkalJoshua ParkerSarah FernandesEditorialRaven McguireManaging Editoreditor@insurancebusinessreview.comIn Latin America’s cargo and transport insurance market, trust is defined by predictability, underwriting discipline, and the ability to manage complexity without introducing volatility. As cross-border logistics intensify and risk environments fragment, insurers and brokers are placing greater value on partners that consistently align underwriting decisions with real operational conditions.This issue spotlights Albatroz MGA S.A., named the Most Trusted Underwriting Partner for Cargo and Transport Programs in Latin America 2026. Albatroz has earned this distinction by treating cargo underwriting as an active logistics process rather than a static transfer of risk. Its approach prioritizes early risk qualification, standardized governance, and disciplined accumulation controls, ensuring exposure transparency from intake through portfolio monitoring. By integrating claims performance directly into underwriting review cycles, the firm reinforces insurer confidence and reduces volatility across multi-country programs This edition also highlights leadership perspectives that illustrate how operational rigor sustains trust across the insurance value chain. Kimberly Clifford, Director of Claims Management at EMCOR Group, Inc. [NYSE: EME], underscores the importance of balancing data-driven decision-making with transparency, empathy, and integrity. Her perspective reinforces that claims excellence depends as much on human judgment and clear communication as it does on process discipline, particularly in complex and high-impact environments From a risk leadership standpoint, Zak Fagiano, Head of Global Risk and Insurance at Wayfair [NYSE: W], addresses the friction that often arises between operational ambition and risk control. He advocates for risk management that enables progress through pragmatic risk transfer, contractual alignment, and shared accountability, rather than acting as a constraint on innovation Together, these perspectives reinforce a clear takeaway: trust in insurance is built through disciplined execution, repeatable outcomes, and leadership that aligns risk management with operational reality. We invite readers to explore this issue and engage with the insights shaping the future of cargo underwriting and enterprise risk management.Predictability, Discipline, and Trust in Cargo UnderwritingVisualizersRobert Grey SmithVictor CruzFEBRUARY 2026, Vol 04 Issue 10 (ISSN 2837-1763) Published by ValleyMedia, Inc. To subscribe to Insurance Business ReviewVisit www.insurancebusinessreview.com Email:sales@insurancebusinessreview.comeditor@insurancebusinessreview.commarketing@insurancebusinessreview.comLATAM
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