K2 Insurance Brokers

Embodying the spirit of its tagline, ‘Your protection is our passion,’ K2 Insurance Brokers provides complete safeguarding to clients before their risks can escalate into costly setbacks. Enterprises can strengthen their resilience and minimize insurance claims.

As a leading insurance broker and risk management expert, it creates risk management cultures that reduce loss exposures, improve employee performance and boost profitability, helping clients stay best-in-class. Above all, K2 Insurance Brokers empowers clients with proven tools and strategies to lower risk and minimize costs associated with loss mitigation.

“Taking proactive steps to identify and eliminate potential sources of risk goes a long way in helping organizations prevent loss exposures, secure lower premiums and ensure favorable policy terms,” says David A Hemme, CEO.

K2 Insurance Brokers emerges as the game-changer in an industry brimming with service providers that often recommend off-the-shelf insurance policies. The company understands every business is as unique as its requirements and finds creative solutions that precisely match the conditions.

Equipped with this mindset, K2 is adept in customizing coverage programs from 3,000 insurance companies. Unlike a captive or direct insurance company that offers proprietary products, it helps clients find the right solutions, and does so in an unbiased manner. Its widespread partner network enables impactful options and specialty coverage for clients who need more than cookie-cutter insurance policies.

At the heart of these competencies is a team of expert advisors who adeptly collaborate with risk management, loss control and independent inspection companies to protect clients at every step of their insurance journey. Across all engagements, they adopt a distinct service-delivery methodology that begins with an on-site visit, followed by a detailed discussion. This allows the team to gather insights into a client’s business objectives, organizational background, culture, budget and challenges. Once all the necessary information is consolidated, K2 Insurance Brokers identifies and pursues specific programs that align with a client’s needs.

Another cornerstone is its steadfast commitment to risk management and elite customer service. Ingrained in K2 Insurance Brokers’ DNA, these tenets empower the team to work shoulder-to-shoulder with clients and guide them toward solutions that will lead them toward sustainable success.

To achieve this, it conducts risk surveys and assigns loss control management specialists who perform on-site reviews across client facilities. After a thorough risk assessment, the expert inspectors offer recommendations to boost a client’s risk posture and help them implement necessary changes to existing processes. This better positions them to purchase the right products at lower costs and ensure continuity across policy renewals.

A Legacy of Client-Centric Risk Management

A case in point is an engagement with a motorsports business. The client received a policy non-renewal notice due to the safety hazards and other factors. This caused many other insurance carriers to deny them a policy, pushing them nearly to the point of closing their motorcross training business.

Coming to their rescue, K2 Insurance Brokers conducted a survey and offered multiple, tailored recommendations to change the track design, fence signage and some of its business procedures. Once the client implemented these changes, they could effectively mitigate future losses. A comprehensive report of all the changes was presented it to a potential insurance company, which readily offered the client a comprehensive policy.

Successes like this are powered by a vision of fostering strong risk management practices—a philosophy that originated with Hemme’s grandmother in the 1950s that has been meticulously upheld across generations. David A Hemme continues to embody this legacy with unmatched vigor, guiding clients toward not just protection, but long-term success.

With over 70 years of experience, the firm remains a trusted partner, helping clients ascend to new heights of resilience and excellence. K2 Insurance Brokers is more than just an insurance provider; it's a strategic ally in the journey to comprehensive protection and sustained profitability.