Insurance Business ReviewDECEMBER 20254LAST WORDIN MY OPINIONIN FOCUS 101108Risk Mitigation with Consistent Data ManagementRoy Hock, MBA, ARM, Director of Risk Finance and Casualty Insurance, Valero Energy Corporation18The Strategic Evolution of Commercial Insurance Brokers in Canada34Navigating the Insurance Maze: Redefining Insurance Renewals and Claims HandlingKimberly Clifford,Director, Claims Management, EMCOR Group, Inc.15Redefining Complex Risk Through Experience and StrategyMatthew T Studley,Chief Operating Officer,HUB International ­ Ontario & AtlanticWestern FinancialGroup Building Business Resilience, One Policy at a TimeGrant Ostir, CEO COMMERCIAL INSURANCE BROKERAGESTATE OF THE INDUSTRYCOVER STORY 12
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