McNaire Underwriters

McNaire Underwriters is a one-stop provider of trucking insurance, offering industry-leading coverage and bespoke solutions for complex, hard-to-place risks.

Drawing on decades of industry insight, the firm develops well-defined coverage strategies. Its seamless support throughout the policy lifecycle helps agents deliver coverage that is both comprehensive and reliable.

The boutique MGA offers a full portfolio, including auto liability, non-trucking liability, physical damage, motor truck cargo, general liability and excess liability.

“We bring a rare combination of expertise and empathy, understanding the space and doing what’s right for people,” says Michal Walter, chief underwriting officer.

McNaire’s leadership forms the foundation of its specialization. Walter brings decades of experience across retail, underwriting and trucking. CEO, Anna Antonov began her career in retail insurance, learning the business from the ground up and advancing through every stage to executive leadership, gaining many years of hands-on experience along the way. Her extensive work with trucking companies, insurance carriers, and underwriters has given her a deep understanding of the industry’s inner workings. Together with their seasoned team, they have navigated multiple insurance cycles and mastered the complexities of trucking risk, enabling them to identify challenges early and deliver practical, informed solutions.

“We’ve lived every part of this business, and that’s what makes us true experts in this field,” says Antonov.

The combination of expertise and practical insight has earned McNaire binding authority from leading insurers, providing access to exclusive and semi-exclusive programs. These capabilities allow the creation of innovative solutions, including white-label programs, group captives and single-cell captives, tailored to each client’s operational and risk requirements. McNaire’s open-minded approach ensures that if a client’s needs don’t fit an existing product, it can craft truly customized coverage options unavailable elsewhere.

The Human Edge Behind Every Policy

As per Walter, McNaire takes great pride in its employees, recognizing that their professionalism and expertise are at the core of their success. “We make significant investments in their education, training, and career advancement, understanding that they represent our brand every day. Without their hard work and dedication, our achievements would not be possible,” says Antonov.

McNaire’s approach balances analytical precision with human judgment. The human touch is often missing in the insurance industry today, and even when underwriters are involved, they may lack the depth of experience or industry knowledge necessary to make sound decisions.

This is where experience outperforms algorithms, the defining edge that distinguishes the firm. While technology enhances data accuracy and efficiency, the underwriters, highly experienced and rigorously trained by McNaire, make the final decisions. They evaluate each account holistically, considering operational realities, regulatory requirements and client-specific challenges, while anticipating hidden risks and investigating critical details to identify potential coverage gaps before they arise. The outcome is fair premiums and coverage precisely aligned with each client’s needs. The client-first mindset extends beyond underwriting. The team works at the pace of trucking itself, ensuring every policyholder and their agent get the attention and speed they deserve. Understanding that trucking businesses operate on tight cash flow, it handles policies and endorsements promptly.

Behind the scenes, the underwriting, accounting and operations teams, in coordination with claims specialists, CPAs and clients, keep transactions moving and minimize delays. Whether it’s removing a vehicle or issuing a refund, every request is handled with care to keep clients moving without disruption.

Partnerships That Power Long-Term Growth

McNaire’s engagement continues long after binding, offering claims guidance, safety and DOT compliance support and early intervention as risks emerge. This proactive model helps clients maintain a strong risk profile, supporting stable pricing and predictable costs over time.

Each account receives the same responsive, hands-on attention, regardless of size or premium.

Take, for example, a small 16-unit fleet that struggled for coverage. Turned away by nearly every carrier, the fleet owner felt the frustration many trucking businesses face. McNaire took a different approach. The team sat down with the owner and the original agent, working through each concern and structuring coverage that meaningfully reduced exposure. That collaboration built a foundation for growth. Five years later, that fleet had grown to nearly 150 units.

With extensive expertise and adaptive programs, McNaire Underwriters transforms complex trucking risks into growth opportunities, solidifying its role as the go-to partner for agents and their clients navigating today’s evolving market.