XS Brokers

XS Brokers has been a trusted leader since 1978, renowned for providing leading-edge solutions and service for hard-to-place insurance risks.

A national wholesale and binding intermediary utilizes its deep market insights and exceptional underwriting capabilities to deliver bespoke solutions for retail insurance agents. Leveraging a robust network of carrier partnerships, XS Brokers provides a broad spectrum of coverage options and market accessibility. It ensures swift turnaround times and tailored risk management strategies that cater to client’s distinct needs.

Specializing in property, casualty, personal and commercial lines, XS Brokers transforms even the most challenging risks into manageable opportunities. Whether addressing standard coverage needs or intricate industry-specific demands, the organization takes a collaborative approach to identifying and securing the most suitable options. It also emphasizes customer experience, seamlessly managing everything from routine inquiries to complex risk management challenges.

The hallmark of XS Brokers is its breadth of industry expertise, which spans sectors like construction, healthcare, manufacturing, environmental services, hospitality and cybersecurity.

Its A&E experts have been assisting retailers with their architect and engineer clients’ professional liability challenges. The team’s deep expertise provides precise protection for civil engineers, construction managers and real estate developers in this highly technical and complex business.

XS Brokers’ extensive network and over a century of combined experience enables comprehensive casualty solutions for general liability, excess liability, product recall and foreign operations.

Decades of experience in cybersecurity empower XS Brokers to help businesses of all sizes effectively navigate privacy and network security risks. For environmental liability, it delivers solutions tailored to the needs of environmental contractors, alternative energy firms and chemical manufacturers, with a nuanced understanding of regulatory complexities.

Healthcare clients benefit from customized coverage that addresses general and professional liability, commercial property and workers' compensation for medical facilities, social service agencies and allied health providers. In product liability, XS Brokers has established a reputation for effectively managing complex risks and supporting a range of clients, from new ventures to those dealing with discontinued products. With expertise spanning industrial and consumer-based exposures, the firm's unparalleled experience and responsiveness set it apart in this specialized area.

Technology service providers, including app developers, IT consultants and medical tech firms, receive comprehensive protection against both online and offline risks. This combination of deep industry expertise and customized solutions solidifies XS Brokers’s reputation as a trusted partner for managing diverse and intricate risks.

Its expertise also spans emerging and high-risk areas, including cannabis, renewable energy and data privacy. With a dedicated team of skilled professionals adept at adapting to evolving industries, XS Brokers works hand-in-hand with retail agents and brokers to deliver effective insurance solutions for their clients.

Beyond brokerage services, XS Brokers offers comprehensive binding solutions designed for retailers. Partnering exclusively with top-rated admitted and non-admitted carriers, it provides expertise across key areas, including construction, flood, hospitality, inland and ocean marine, real estate, small business and many more.

Organically grown and family-operated, XS Brokers has achieved an impressive 17 percent year-over-year growth over the past decade. Licensed in all 50 states, its focus on quality, innovation and client satisfaction has solidified its reputation as a go-to insurance expert.

In a world of evolving risks, XS Brokers remains a steadfast ally, delivering innovative solutions. For retail agents seeking a competitive edge, XS Brokers offers the expertise, reach and creativity to unlock new possibilities.